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We realize that acquiring a divorce can be an extremely daunting and emotional period and as a result keeping in mind and learning what to ask can be a hard task. Rest assured there are no right and wrong inquiries. Andrew Isaacs

It is essential to give us with as much data as possible and never be scared to ask questions. Our staff will always make time for you and provide the support needed. The answer you receive may not always be the response you want or anticipate,but will be a response from expertise and understanding with your best interests at the leading edge.

We can not give an exhaustive checklist of all concerns to be asked as every case is different,nevertheless here are a few key questions to get you started which can be asked at a preliminary meeting: Andrew Isaacs

Do I have to get Divorced?

No. Only you can determine if you want to get divorced but there are usually a range of which we will explain to you at your 1st meeting. You may only know what you want to do when you have chatted to our team and listened closely to our advice.

Do I need a Legal representative?

The short answer is no. Nevertheless,we definitely encourage that you do instruct a legal adviser.

Upon your upfront meeting with us you will see the expertise and professionalism of our team that will give you the peace of mind in assigning us.
The threat you take in not prescribing a legal representative is that without proper lawful guidance you may not follow the correct divorce process which can develop delay and incur supplementary fees. Further and more dramatically you may not get the best settlement you could and can not make informed selections.

How much will it amount to?

As will be frequently stated,every case is unique so we can not tell you definitively what your divorce will cost.
We will however typically give you a quote and be able to tell you the costs of the court fees. Court fees are referred to as disbursements and you should ask what other disbursements there could be and ask for an estimate of anticipated disbursements.

We want our customers to comprehend the cost of instructing us,so they don’t enter into something they may not be able to pay for. We are here to assist and not cause additional stress. Knowing the estimated cost from the outset will allow you to budget appropriately.

Get in touch with Andrew Isaacs today

Mortgage Companies are fighting for your Business

The mortgage industry is a highly competitive one, so it is considered wise to shop around for the best deal and let the mortgage companies fight for your business.

The mortgage industry exceeds far beyond that of the banks you see on every street corner as you head into town. Besides the banks there are the wholesale and retail lenders. Most wholesale lenders encourage the help of mortgage brokers to bring them potential borrowers.  Go here!

Most mortgage brokers on average deal with more than two hundred wholesale lenders alone. These wholesale lenders are a very diverse group, and their programs and specialties vary from lender to lender.
So if you are considering purchasing a home or refinancing your existing mortgage, don’t be afraid to shop around for the best deal. Go here!

When shopping around for a mortgage product, don’t feel the need to keep this a secret. By letting a loan officer know your intentions, you will most likely send them the message that you don’t have time for games and that it will be in their best interest to make you their best possible offer.

With the rise of interest rates and less refinancing, the lenders are focusing more on home purchases but the inventory is low so home buyers are fighting for getting their contracts accepted while mortgage lenders are fighting for your business.

School lunches can be difficult for parents to manage. We’ve all heard the complaints that kids aren’t eating what they’re supposed to or that they’re getting too much sugar. And while many schools are doing a good job of helping families meet their children’s nutrition needs, it’s still a challenge for some families to get their children to eat what’s being served in the cafeteria.

That’s where the School Nutrition Association (SNA) comes in. This organization offers resources and support for parents who want to make sure their children are eating healthy foods while in school. If you’re concerned that your child isn’t eating properly, SNA offers these tips to help you get your child to eat what you prepare for lunch.

Tip 1: Create a positive, nutritious lunch environment for your child.

The first thing you need to do is create a positive lunchroom environment. Make sure your child sees and hears other kids eating healthy foods, and that everyone’s lunch is labeled. Also, make sure that the serving containers for the food are attractive and appealing to kids.

Tip 2: Provide a balanced meal.

Next, you should provide a balanced meal for your child. Include fruits, vegetables, whole grains, and lean protein. Your child will likely eat better if you serve a variety of foods, too. Avoid serving just a few options, such as pizza, mac and cheese, or a hot dog.

Tip 3: Make lunchtime fun.

Finally, make lunchtime fun. You don’t need to spend a lot of money to make this happen. Just include activities that encourage kids to try new foods and stay healthy. For example, you could set up a table with snacks, or you could have a kid-friendly game to play while everyone is eating.

Remember that a healthy diet includes many different foods. Try to offer a variety of foods so your child has a chance to try new things.

School lunches have become a contentious issue for many parents in recent years. While many schools offer nutritious meals, some parents have complained that their children are eating too much processed food. This has led to a push for school lunch standards that encourage healthier food options.

In response to this push, the Pennsylvania Department of Education (PDE) in November 2018 issued new meal regulations that require local schools to provide three meals per day to students, which are required to be balanced and nutritious. In addition, the new rules require schools to offer a wider variety of foods, including fresh fruits and vegetables, whole grains, low-fat dairy products, meat and meat alternatives, legumes, nuts and seeds, and healthy fats. Schools are also allowed to serve foods that contain more sodium and sugar than allowed under the current guidelines.

The PDES’s school nutrition director, Susan Mancini, said that in the new guidelines, the department is encouraging schools to “embrace an approach that emphasizes choice and promotes the healthfulness of the school meal program.” To that end, the new regulations provide several options for schools to meet their nutritional goals. For example, they allow for a choice of fruit, vegetable or side salad, and a serving of pasta or rice, as long as the total amount of grains does not exceed the daily limit. Students can also opt to have milk or water, and they can opt to have meat or fish as a protein.

However, not everyone is pleased with the new guidelines. Some parents in the Pottstown School District, which includes Pottstown and nearby boroughs, are upset that the new guidelines do not include any specific guidelines for the sale of snacks or drinks in the school cafeteria. In fact, the rules do not address the sale of candy, cookies, ice cream, soda or other non-nutritious beverages, although they do require schools to make healthy food options available to students during school hours.

“We are very concerned that the regulations don’t take into consideration the health and wellness of our children, as well as the environment,” said Susan Mancini, the school nutrition director. “We want to make sure that we are meeting the needs of all of our students, so we’ve developed a menu that meets those needs. The regulations, though, do not reflect the menus we are currently offering.”

Mancini added that the school district will continue to work with the Pennsylvania Department of Agriculture to develop the menus and will share them with the public.
The district, which serves more than 3,000 students, offers the following meals: breakfast is served from 7:30 to 8:30 a.m.; lunch is offered from 11:15 a.m. to 12:00 p.m., and dinner is served from 5:30 p.m. to 6:30 p.m. Snacks are offered at both breakfast and lunch, but are not required.

While the new meal regulations do not specifically require schools to sell snacks and beverages, they do allow schools to do so. The district, however, does not plan to do so, saying that it will instead offer fresh fruit, vegetable and side salads, whole grain breads and pastas, and low-fat dairy products, as well as fruit, juice and milk.

To provide students with more choices, the district will also offer a second lunch option for students who opt to pay $1.25 more per day. The extra money goes to cover the cost of a nutritious meal, which Mancini said should be healthier than the regular lunch.

Mancini also said that the school district is in the process of developing menus that will meet the new guidelines. She hopes to share those with the public in the next few weeks.